We are an equity based lender and approve applications based on equity and ability to repay the loan, instead of past credit and payment history. Borrowers must only have a minimum amount of equity in their property. However, if there is not enough equity, we may be able to cross collateralize the loan to another property that you own. Contact us for our current rates.

People with credit challenges or bad credit or with credit problems are not the only people who apply for these equity based loans. In fact, many people with good credit apply for Private Money Loans as well. Private Money Loans can close very FAST and this is an advantage when you don’t have time to wait for a bank loan. Another reason people are turning to Private Money Loans is because banks have made it harder for self-employed people to obtain loans due to the income verification regulations. A Private Money Loan skips all of that red tape and can have your loan funded in as little as 7 days once we have received all of the paperwork.

The landscape of lending has radically changed over the past year. Banks are continuously tightening up on their credit and underwriting requirements and turning more and more real estate investors down for insufficient credit, tax returns or past history and sometimes for no reason at all... Too many deserving owners and investors are being denied financing on their real estate. We are funding real estate deals. In some cases we can even structure a loan where your interest payments are pre-paid.

• If you need a short term loan, contact KAMM Resources.
• If you have equity in your residential real estate, even if your credit standing or credit history is poor, contact KAMM Resources. We may be able to help.
• Even if you think your deal won't work, contact us anyway. Let us see what we can do for you.

Whether we are structuring your loan, helping you close your deal or putting your money to work in trust deed investments, we are here for you. We are dedicated to your needs. Our business is to provide innovative creative lending solutions. Once you contact us we immediately start to work on your behalf. We are your loan and investment ally.

As a direct lender, we make quick lending decisions and are able to streamline the loan process which provides a quick turnaround time. Our excellent reputation as a private loan lender has been built on our ability to provide fast financing solutions for borrowers who have come across challenging times and are in need of fast, creative financing solutions even when they have a low FICO credit score.

We provide hard cash for residential properties, corporations, limited liability corporations, and 1-4 unit properties whether they are under probate transactions or whether a second home or investment with no cash-out limits.

Private funding allows for fast financing solutions for real estate investors who are in need of immediate cash to close deals as soon as possible. The entire process is simple. Depending on the situation, once the paperwork has been received, a loan can be fully funded in 10 days or less. Our fast funding allows our clients to close deals on time.

The Loan Application
Fill out the Loan Submission Form so we can start the process. If you are inquiring about a residential loan, please also download the Loan Application Form 1003, fill it out and send it to our office. The 1003 Form requires Adobe Reader. If you do not already have it, you may click here to download Adobe Reader.

Contact Us
If you are in need of a private money lender, feel free to contact us. We'll be happy to answer your questions.

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